Calculators
Run the numbers before you fall in love with a house
These estimates use the same math a lender uses. They're a starting point — a full pre-approval accounts for your credit, program and location.
Payment and affordability calculators
Purchase price minus down payment. Excludes financed mortgage insurance premiums and other financed fees.
Enter your own estimated rate. This calculator is for educational purposes only — it is not a rate quote or a loan offer.
Adjustable estimate — not a guaranteed cost.
Annual percentage of home price, divided by 12 for the monthly estimate. Not a guaranteed cost.
Mortgage insurance varies by loan program, credit score, down payment, and other factors. Contact First Choice Mortgage for an accurate quote.
Estimates only. Actual payments depend on your credit profile, loan program, property taxes, insurance premiums, HOA dues and mortgage insurance. This is not a commitment to lend or an offer of credit.
Property taxes and homeowners insurance vary by property and location. Some new construction homes may have property tax rates of 2% or more, including special assessments such as Mello-Roos. HOA dues and mortgage insurance may apply even though they default to $0. Adjust these estimates for your property and loan program.
Want these numbers verified for your situation?
Every situation is different. Tell me what you're planning and I'll map out the numbers, the timing, and the options — with no pressure.
First Choice Mortgage & Real Estate, DBA of First Choice Mortgage Inc. Corporate DRE #01494531 | Company NMLS #245058.
Patti McCormick — licensed as Patricia Luise McCormick. Individual DRE #01477745 | Individual NMLS #244111.
Main office of record, as listed with the California Department of Real Estate (individual license #01477745): 9431 Haven Ave, Ste 523, Rancho Cucamonga, CA 91730.