About Patti
One advisor for the loan and the home
I built First Choice around a simple idea: the person who arranges your financing should also be the person guiding your transaction. Fewer hand-offs, faster answers, fewer things falling through the cracks.
First Choice Mortgage & Real Estate, DBA of First Choice Mortgage Inc. Corporate DRE #01494531 | Company NMLS #245058.
Patti McCormick — licensed as Patricia Luise McCormick. Individual DRE #01477745 | Individual NMLS #244111.
Main office of record, as listed with the California Department of Real Estate (individual license #01477745): 9431 Haven Ave, Ste 523, Rancho Cucamonga, CA 91730.
Background
How I work
I am a California Real Estate Broker and a Mortgage Broker, and a member REALTOR®. That combination is unusual, and it is deliberate. In a typical transaction, the mortgage broker and the agent work for different companies, use different systems, and often meet for the first time on your file. Deadlines slip in the gap between them.
When I represent you, there is no gap. I know exactly what underwriting will need before we write the offer, I can commit to a closing date and mean it, and when a condition comes back at 4:45pm on a Friday, I am the one handling it.
I work with first-time buyers, families moving up or downsizing, self-employed borrowers whose tax returns do not tell the whole story, and homeowners exploring HECM or proprietary reverse-mortgage options. What ties them together is wanting a straight answer.
You will always get my honest read, including when the honest read is that you should wait, or that a different product serves you better. That has cost me deals. It has also built a business that runs almost entirely on referrals.
What you can count on
- Calls and texts returned promptly — often the same day.
- Written cost breakdowns before you commit to anything.
- Same-day pre-approvals may be available once all required documentation has been received and reviewed.
- Weekly status updates through escrow — no chasing me.
- A vetted local network of inspectors, escrow officers and contractors.
- Plain language, every time. No jargon used to hurry a decision.
Licensing
California Real Estate Broker | Mortgage Broker | REALTOR®
Patti McCormick — licensed as Patricia Luise McCormick. Individual DRE #01477745 | Individual NMLS #244111.
First Choice Mortgage & Real Estate is a DBA of First Choice Mortgage Inc. (Corporate DRE #01494531, Company NMLS #245058), also doing business as First Choice Real Estate. Patti McCormick's licensed name is Patricia Luise McCormick (Individual DRE #01477745, Individual NMLS #244111). Verify corporate DRE · Verify company NMLS
Mortgage brokerage services are provided by First Choice Mortgage Inc., real estate broker, California Department of Real Estate (Corporate DRE #01494531, Company NMLS #245058). Patti McCormick, licensed as Patricia Luise McCormick, is the individual mortgage loan originator operating through First Choice Mortgage Inc. (Individual DRE #01477745, Individual NMLS #244111). Verify individual DRE · Verify individual NMLS
Mon–Fri 8am–7pm · Sat 10am–5pm · Sun closed
Have a question for Patti?
Every situation is different. Tell me what you're planning and I'll map out the numbers, the timing, and the options — with no pressure.
First Choice Mortgage & Real Estate, DBA of First Choice Mortgage Inc. Corporate DRE #01494531 | Company NMLS #245058.
Patti McCormick — licensed as Patricia Luise McCormick. Individual DRE #01477745 | Individual NMLS #244111.
Main office of record, as listed with the California Department of Real Estate (individual license #01477745): 9431 Haven Ave, Ste 523, Rancho Cucamonga, CA 91730.